▼ 0.50% · 3.625%
HK$3,071
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$98/mo
Today · 4.125%
HK$3,264
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$198/mo
Deposit HK$673K · loan HK$673K · min. income ≈ HK$6,528/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,416
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$93/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$190/mo
Deposit HK$673K · loan HK$673K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$107/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,808
+HK$218/mo
Deposit HK$606K · loan HK$741K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,758
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$102/mo
Today · 4.125%
HK$3,961
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$209/mo
Deposit HK$606K · loan HK$741K · min. income ≈ HK$7,922/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$116/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$239/mo
Deposit HK$539K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$111/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$228/mo
Deposit HK$539K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$127/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$258/mo
Deposit HK$471K · loan HK$875K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$247/mo
Deposit HK$471K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$404K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$130/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$266/mo
Deposit HK$404K · loan HK$943K · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$145/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$298/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,125
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$139/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$285/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$156/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$317/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$149/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,065
+HK$303/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$165/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$338/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,808
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,964
−HK$158/mo
Today · 4.125%
HK$6,122
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$322/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$12,244/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$174/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$358/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$168/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$341/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).