▼ 0.50% · 3.625%
HK$2,677
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$85/mo
Today · 4.125%
HK$2,845
baseline
▲ 0.50% · 4.625%
HK$3,018
+HK$173/mo
Deposit HK$587K · loan HK$587K · min. income ≈ HK$5,690/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,978
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,058
−HK$81/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$165/mo
Deposit HK$587K · loan HK$587K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,036
−HK$93/mo
Today · 4.125%
HK$3,129
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$191/mo
Deposit HK$528K · loan HK$646K · min. income ≈ HK$6,258/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,276
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,364
−HK$89/mo
Today · 4.125%
HK$3,453
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$182/mo
Deposit HK$528K · loan HK$646K · min. income ≈ HK$6,906/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,212
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,312
−HK$102/mo
Today · 4.125%
HK$3,414
baseline
▲ 0.50% · 4.625%
HK$3,621
+HK$207/mo
Deposit HK$470K · loan HK$704K · min. income ≈ HK$6,828/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,669
−HK$98/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$198/mo
Deposit HK$470K · loan HK$704K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,480
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$110/mo
Today · 4.125%
HK$3,698
baseline
▲ 0.50% · 4.625%
HK$3,923
+HK$225/mo
Deposit HK$411K · loan HK$763K · min. income ≈ HK$7,396/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$106/mo
Today · 4.125%
HK$4,081
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$215/mo
Deposit HK$411K · loan HK$763K · min. income ≈ HK$8,162/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$119/mo
Today · 4.125%
HK$3,983
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$242/mo
Deposit HK$352K · loan HK$822K · min. income ≈ HK$7,966/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$114/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$231/mo
Deposit HK$352K · loan HK$822K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$127/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$260/mo
Deposit HK$293K · loan HK$880K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$121/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,957
+HK$249/mo
Deposit HK$293K · loan HK$880K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$136/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$277/mo
Deposit HK$235K · loan HK$939K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$129/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$265/mo
Deposit HK$235K · loan HK$939K · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$176K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$138/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$281/mo
Deposit HK$176K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$153/mo
Today · 4.125%
HK$5,121
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$311/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$10,242/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$146/mo
Today · 4.125%
HK$5,650
baseline
▲ 0.50% · 4.625%
HK$5,948
+HK$298/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$11,300/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).