▼ 0.50% · 3.625%
HK$2,865
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$90/mo
Today · 4.125%
HK$3,044
baseline
▲ 0.50% · 4.625%
HK$3,230
+HK$186/mo
Deposit HK$628K · loan HK$628K · min. income ≈ HK$6,088/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,272
−HK$87/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$177/mo
Deposit HK$628K · loan HK$628K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,151
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$100/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,553
+HK$204/mo
Deposit HK$565K · loan HK$691K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,506
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$95/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$195/mo
Deposit HK$565K · loan HK$691K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,438
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$108/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,876
+HK$223/mo
Deposit HK$503K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,927
−HK$104/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$212/mo
Deposit HK$503K · loan HK$754K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$118/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,199
+HK$241/mo
Deposit HK$440K · loan HK$817K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$113/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$230/mo
Deposit HK$440K · loan HK$817K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$127/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$259/mo
Deposit HK$377K · loan HK$879K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,462
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$122/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$248/mo
Deposit HK$377K · loan HK$879K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$136/mo
Today · 4.125%
HK$4,567
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$277/mo
Deposit HK$314K · loan HK$942K · min. income ≈ HK$9,134/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$130/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$265/mo
Deposit HK$314K · loan HK$942K · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$145/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,167
+HK$296/mo
Deposit HK$251K · loan HK$1.01M · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$139/mo
Today · 4.125%
HK$5,375
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$283/mo
Deposit HK$251K · loan HK$1.01M · min. income ≈ HK$10,750/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$153/mo
Today · 4.125%
HK$5,175
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$315/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$10,350/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,563
−HK$148/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,012
+HK$301/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$163/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$333/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,890
−HK$157/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$318/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).