▼ 0.50% · 3.625%
HK$3,268
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$103/mo
Today · 4.125%
HK$3,473
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$212/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$6,946/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$98/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$203/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$114/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,053
+HK$232/mo
Deposit HK$645K · loan HK$788K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$109/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,438
+HK$222/mo
Deposit HK$645K · loan HK$788K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,922
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$124/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$254/mo
Deposit HK$573K · loan HK$860K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$119/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$242/mo
Deposit HK$573K · loan HK$860K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$134/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$275/mo
Deposit HK$502K · loan HK$932K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$128/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$263/mo
Deposit HK$502K · loan HK$932K · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$145/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$296/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$138/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$283/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$155/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$317/mo
Deposit HK$358K · loan HK$1.08M · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$149/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$303/mo
Deposit HK$358K · loan HK$1.08M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$165/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$158/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,455
+HK$323/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$176/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,264
+HK$359/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$168/mo
Today · 4.125%
HK$6,515
baseline
▲ 0.50% · 4.625%
HK$6,859
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,030/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$186/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$380/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$178/mo
Today · 4.125%
HK$6,898
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$364/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,796/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).