▼ 0.50% · 3.625%
HK$2,669
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,752
−HK$84/mo
Today · 4.125%
HK$2,836
baseline
▲ 0.50% · 4.625%
HK$3,009
+HK$173/mo
Deposit HK$585K · loan HK$585K · min. income ≈ HK$5,672/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,969
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$80/mo
Today · 4.125%
HK$3,129
baseline
▲ 0.50% · 4.625%
HK$3,294
+HK$165/mo
Deposit HK$585K · loan HK$585K · min. income ≈ HK$6,258/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,936
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$93/mo
Today · 4.125%
HK$3,120
baseline
▲ 0.50% · 4.625%
HK$3,310
+HK$190/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,240/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,353
−HK$89/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$182/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,302
−HK$101/mo
Today · 4.125%
HK$3,403
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$207/mo
Deposit HK$468K · loan HK$702K · min. income ≈ HK$6,806/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$97/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,953
+HK$198/mo
Deposit HK$468K · loan HK$702K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$110/mo
Today · 4.125%
HK$3,687
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$224/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$7,374/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$105/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$215/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$118/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,212
+HK$241/mo
Deposit HK$351K · loan HK$819K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$113/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$231/mo
Deposit HK$351K · loan HK$819K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$126/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$259/mo
Deposit HK$293K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$121/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,942
+HK$248/mo
Deposit HK$293K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$135/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$276/mo
Deposit HK$234K · loan HK$936K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$129/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$264/mo
Deposit HK$234K · loan HK$936K · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$143/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$294/mo
Deposit HK$176K · loan HK$995K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$137/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$280/mo
Deposit HK$176K · loan HK$995K · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$152/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,416
+HK$311/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$145/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$297/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).