▼ 0.50% · 3.625%
HK$3,132
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$99/mo
Today · 4.125%
HK$3,328
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$202/mo
Deposit HK$687K · loan HK$687K · min. income ≈ HK$6,656/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$95/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,866
+HK$194/mo
Deposit HK$687K · loan HK$687K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,445
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,552
−HK$109/mo
Today · 4.125%
HK$3,661
baseline
▲ 0.50% · 4.625%
HK$3,884
+HK$223/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$7,322/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,832
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$104/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$213/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,758
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$119/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$243/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$114/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$232/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$128/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$264/mo
Deposit HK$481K · loan HK$893K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$124/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$251/mo
Deposit HK$481K · loan HK$893K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$138/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$284/mo
Deposit HK$412K · loan HK$961K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$133/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$271/mo
Deposit HK$412K · loan HK$961K · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$148/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$304/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$142/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$290/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$159/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$151/mo
Today · 4.125%
HK$5,875
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$310/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$11,750/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$169/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$344/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,081
−HK$162/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$329/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$178/mo
Today · 4.125%
HK$5,990
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$365/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$11,980/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,271
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,439
−HK$171/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$6,958
+HK$348/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).