▼ 0.50% · 3.625%
HK$13,985
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,420
−HK$442/mo
Today · 4.125%
HK$14,862
baseline
▲ 0.50% · 4.625%
HK$15,766
+HK$904/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,724/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,558
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,976
−HK$423/mo
Today · 4.125%
HK$16,399
baseline
▲ 0.50% · 4.625%
HK$17,263
+HK$864/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,798/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,384
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,862
−HK$486/mo
Today · 4.125%
HK$16,348
baseline
▲ 0.50% · 4.625%
HK$17,343
+HK$995/mo
Deposit HK$2.76M · loan HK$3.37M · min. income ≈ HK$32,696/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,114
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,573
−HK$466/mo
Today · 4.125%
HK$18,039
baseline
▲ 0.50% · 4.625%
HK$18,990
+HK$951/mo
Deposit HK$2.76M · loan HK$3.37M · min. income ≈ HK$36,078/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,782
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,304
−HK$531/mo
Today · 4.125%
HK$17,835
baseline
▲ 0.50% · 4.625%
HK$18,920
+HK$1,085/mo
Deposit HK$2.45M · loan HK$3.68M · min. income ≈ HK$35,670/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,670
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,171
−HK$508/mo
Today · 4.125%
HK$19,679
baseline
▲ 0.50% · 4.625%
HK$20,716
+HK$1,037/mo
Deposit HK$2.45M · loan HK$3.68M · min. income ≈ HK$39,358/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,181
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,746
−HK$575/mo
Today · 4.125%
HK$19,321
baseline
▲ 0.50% · 4.625%
HK$20,496
+HK$1,175/mo
Deposit HK$2.15M · loan HK$3.99M · min. income ≈ HK$38,642/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,226
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,768
−HK$551/mo
Today · 4.125%
HK$21,319
baseline
▲ 0.50% · 4.625%
HK$22,442
+HK$1,123/mo
Deposit HK$2.15M · loan HK$3.99M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,579
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,188
−HK$619/mo
Today · 4.125%
HK$20,807
baseline
▲ 0.50% · 4.625%
HK$22,073
+HK$1,266/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$41,614/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,782
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,366
−HK$592/mo
Today · 4.125%
HK$22,958
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,211/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$45,916/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,978
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,630
−HK$663/mo
Today · 4.125%
HK$22,293
baseline
▲ 0.50% · 4.625%
HK$23,650
+HK$1,357/mo
Deposit HK$1.53M · loan HK$4.60M · min. income ≈ HK$44,586/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,338
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,963
−HK$635/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$25,895
+HK$1,297/mo
Deposit HK$1.53M · loan HK$4.60M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,376
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,072
−HK$707/mo
Today · 4.125%
HK$23,779
baseline
▲ 0.50% · 4.625%
HK$25,226
+HK$1,447/mo
Deposit HK$1.23M · loan HK$4.91M · min. income ≈ HK$47,558/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,893
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,561
−HK$677/mo
Today · 4.125%
HK$26,238
baseline
▲ 0.50% · 4.625%
HK$27,621
+HK$1,383/mo
Deposit HK$1.23M · loan HK$4.91M · min. income ≈ HK$52,476/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,775
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,514
−HK$752/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,803
+HK$1,537/mo
Deposit HK$920K · loan HK$5.21M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,449
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,159
−HK$719/mo
Today · 4.125%
HK$27,878
baseline
▲ 0.50% · 4.625%
HK$29,348
+HK$1,470/mo
Deposit HK$920K · loan HK$5.21M · min. income ≈ HK$55,756/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,173
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,956
−HK$796/mo
Today · 4.125%
HK$26,752
baseline
▲ 0.50% · 4.625%
HK$28,380
+HK$1,628/mo
Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$53,504/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,005
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,756
−HK$762/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,556/mo
Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$148,316 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).