▼ 0.50% · 3.625%
HK$15,579
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,064
−HK$492/mo
Today · 4.125%
HK$16,556
baseline
▲ 0.50% · 4.625%
HK$17,564
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,112/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,332
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,797
−HK$471/mo
Today · 4.125%
HK$18,268
baseline
▲ 0.50% · 4.625%
HK$19,231
+HK$963/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,536/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,137
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,670
−HK$542/mo
Today · 4.125%
HK$18,212
baseline
▲ 0.50% · 4.625%
HK$19,320
+HK$1,108/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$36,424/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,065
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,576
−HK$519/mo
Today · 4.125%
HK$20,095
baseline
▲ 0.50% · 4.625%
HK$21,154
+HK$1,059/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$40,190/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,695
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,277
−HK$591/mo
Today · 4.125%
HK$19,868
baseline
▲ 0.50% · 4.625%
HK$21,077
+HK$1,209/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,736/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,798
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,356
−HK$566/mo
Today · 4.125%
HK$21,922
baseline
▲ 0.50% · 4.625%
HK$23,077
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,844/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,253
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,883
−HK$640/mo
Today · 4.125%
HK$21,523
baseline
▲ 0.50% · 4.625%
HK$22,833
+HK$1,310/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,046/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,531
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,136
−HK$613/mo
Today · 4.125%
HK$23,749
baseline
▲ 0.50% · 4.625%
HK$25,001
+HK$1,252/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,498/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,811
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,490
−HK$689/mo
Today · 4.125%
HK$23,179
baseline
▲ 0.50% · 4.625%
HK$24,589
+HK$1,410/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,358/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,265
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,915
−HK$661/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$26,924
+HK$1,348/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,369
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$739/mo
Today · 4.125%
HK$24,835
baseline
▲ 0.50% · 4.625%
HK$26,346
+HK$1,511/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,670/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,998
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$707/mo
Today · 4.125%
HK$27,402
baseline
▲ 0.50% · 4.625%
HK$28,847
+HK$1,445/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,804/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,927
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,702
−HK$788/mo
Today · 4.125%
HK$26,490
baseline
▲ 0.50% · 4.625%
HK$28,102
+HK$1,612/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$52,980/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,731
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,475
−HK$754/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$30,770
+HK$1,541/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,485
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,309
−HK$837/mo
Today · 4.125%
HK$28,146
baseline
▲ 0.50% · 4.625%
HK$29,858
+HK$1,712/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$56,292/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,464
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,254
−HK$802/mo
Today · 4.125%
HK$31,056
baseline
▲ 0.50% · 4.625%
HK$32,693
+HK$1,637/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$62,112/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,043
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,915
−HK$886/mo
Today · 4.125%
HK$29,801
baseline
▲ 0.50% · 4.625%
HK$31,615
+HK$1,814/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,602/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,197
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,034
−HK$849/mo
Today · 4.125%
HK$32,883
baseline
▲ 0.50% · 4.625%
HK$34,616
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,766/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).