▼ 0.50% · 3.625%
HK$18,461
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,035
−HK$584/mo
Today · 4.125%
HK$19,619
baseline
▲ 0.50% · 4.625%
HK$20,812
+HK$1,193/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,238/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,538
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,089
−HK$558/mo
Today · 4.125%
HK$21,647
baseline
▲ 0.50% · 4.625%
HK$22,788
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,294/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,307
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,939
−HK$642/mo
Today · 4.125%
HK$21,581
baseline
▲ 0.50% · 4.625%
HK$22,894
+HK$1,313/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,162/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,592
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,197
−HK$615/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,067
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,153
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$700/mo
Today · 4.125%
HK$23,542
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,433/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,084/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,645
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$671/mo
Today · 4.125%
HK$25,977
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,369/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,954/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,999
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,746
−HK$758/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,552/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,415
−HK$727/mo
Today · 4.125%
HK$28,142
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,483/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,284/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,845
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,649
−HK$817/mo
Today · 4.125%
HK$27,466
baseline
▲ 0.50% · 4.625%
HK$29,137
+HK$1,671/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,932/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,753
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,524
−HK$782/mo
Today · 4.125%
HK$30,306
baseline
▲ 0.50% · 4.625%
HK$31,904
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,612/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,692
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,553
−HK$875/mo
Today · 4.125%
HK$29,428
baseline
▲ 0.50% · 4.625%
HK$31,219
+HK$1,791/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,856/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,807
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$838/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,183
+HK$1,712/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,538
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,456
−HK$934/mo
Today · 4.125%
HK$31,390
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,780/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,860
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,742
−HK$894/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,461
+HK$1,825/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,384
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,360
−HK$992/mo
Today · 4.125%
HK$33,352
baseline
▲ 0.50% · 4.625%
HK$35,381
+HK$2,029/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,704/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,914
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$949/mo
Today · 4.125%
HK$36,800
baseline
▲ 0.50% · 4.625%
HK$38,740
+HK$1,940/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,600/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,230
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,264
−HK$1,050/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,462
+HK$2,148/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,968
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,959
−HK$1,006/mo
Today · 4.125%
HK$38,965
baseline
▲ 0.50% · 4.625%
HK$41,019
+HK$2,054/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,930/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,882 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).