▼ 0.50% · 3.625%
HK$18,545
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,121
−HK$586/mo
Today · 4.125%
HK$19,707
baseline
▲ 0.50% · 4.625%
HK$20,907
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,414/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,631
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,184
−HK$561/mo
Today · 4.125%
HK$21,745
baseline
▲ 0.50% · 4.625%
HK$22,891
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,490/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,034
−HK$644/mo
Today · 4.125%
HK$21,678
baseline
▲ 0.50% · 4.625%
HK$22,997
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,356/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$618/mo
Today · 4.125%
HK$23,920
baseline
▲ 0.50% · 4.625%
HK$25,181
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,840/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,253
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$703/mo
Today · 4.125%
HK$23,649
baseline
▲ 0.50% · 4.625%
HK$25,088
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,298/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,421
−HK$673/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,470
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,108
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,858
−HK$762/mo
Today · 4.125%
HK$25,620
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,240/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,820
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,539
−HK$730/mo
Today · 4.125%
HK$28,269
baseline
▲ 0.50% · 4.625%
HK$29,759
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,538/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,962
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,770
−HK$820/mo
Today · 4.125%
HK$27,590
baseline
▲ 0.50% · 4.625%
HK$29,269
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,180/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,658
−HK$785/mo
Today · 4.125%
HK$30,443
baseline
▲ 0.50% · 4.625%
HK$32,048
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,886/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,817
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,682
−HK$879/mo
Today · 4.125%
HK$29,561
baseline
▲ 0.50% · 4.625%
HK$31,360
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,122/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,946
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,776
−HK$842/mo
Today · 4.125%
HK$32,618
baseline
▲ 0.50% · 4.625%
HK$34,337
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,236/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,671
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,594
−HK$938/mo
Today · 4.125%
HK$31,532
baseline
▲ 0.50% · 4.625%
HK$33,451
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,064/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,009
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$898/mo
Today · 4.125%
HK$34,792
baseline
▲ 0.50% · 4.625%
HK$36,626
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,584/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,526
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$997/mo
Today · 4.125%
HK$33,503
baseline
▲ 0.50% · 4.625%
HK$35,541
+HK$2,038/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,006/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$954/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$38,915
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,380
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$1,054/mo
Today · 4.125%
HK$35,473
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$2,159/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,946/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,135
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,131
−HK$1,010/mo
Today · 4.125%
HK$39,141
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,064/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,282/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,980 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).