▼ 0.50% · 3.625%
HK$2,606
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,688
−HK$82/mo
Today · 4.125%
HK$2,770
baseline
▲ 0.50% · 4.625%
HK$2,938
+HK$168/mo
Deposit HK$572K · loan HK$572K · min. income ≈ HK$5,540/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,900
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,977
−HK$79/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,217
+HK$161/mo
Deposit HK$572K · loan HK$572K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,867
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,956
−HK$91/mo
Today · 4.125%
HK$3,047
baseline
▲ 0.50% · 4.625%
HK$3,232
+HK$185/mo
Deposit HK$514K · loan HK$629K · min. income ≈ HK$6,094/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$87/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$177/mo
Deposit HK$514K · loan HK$629K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$99/mo
Today · 4.125%
HK$3,324
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$202/mo
Deposit HK$457K · loan HK$686K · min. income ≈ HK$6,648/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,480
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$95/mo
Today · 4.125%
HK$3,668
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$193/mo
Deposit HK$457K · loan HK$686K · min. income ≈ HK$7,336/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$107/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$219/mo
Deposit HK$400K · loan HK$743K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$102/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$210/mo
Deposit HK$400K · loan HK$743K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,649
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$115/mo
Today · 4.125%
HK$3,878
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$236/mo
Deposit HK$343K · loan HK$800K · min. income ≈ HK$7,756/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$111/mo
Today · 4.125%
HK$4,279
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$225/mo
Deposit HK$343K · loan HK$800K · min. income ≈ HK$8,558/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$124/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$253/mo
Deposit HK$286K · loan HK$857K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$118/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$242/mo
Deposit HK$286K · loan HK$857K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,170
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$132/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,701
+HK$269/mo
Deposit HK$229K · loan HK$914K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$126/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$258/mo
Deposit HK$229K · loan HK$914K · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,569
−HK$140/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$286/mo
Deposit HK$171K · loan HK$972K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$134/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$274/mo
Deposit HK$171K · loan HK$972K · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$148/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$303/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$290/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).