▼ 0.50% · 3.625%
HK$2,341
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,414
−HK$74/mo
Today · 4.125%
HK$2,488
baseline
▲ 0.50% · 4.625%
HK$2,640
+HK$152/mo
Deposit HK$513K · loan HK$513K · min. income ≈ HK$4,976/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,605
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$71/mo
Today · 4.125%
HK$2,746
baseline
▲ 0.50% · 4.625%
HK$2,890
+HK$144/mo
Deposit HK$513K · loan HK$513K · min. income ≈ HK$5,492/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,576
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,656
−HK$81/mo
Today · 4.125%
HK$2,737
baseline
▲ 0.50% · 4.625%
HK$2,904
+HK$167/mo
Deposit HK$462K · loan HK$565K · min. income ≈ HK$5,474/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,865
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$78/mo
Today · 4.125%
HK$3,020
baseline
▲ 0.50% · 4.625%
HK$3,179
+HK$159/mo
Deposit HK$462K · loan HK$565K · min. income ≈ HK$6,040/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,810
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,897
−HK$89/mo
Today · 4.125%
HK$2,986
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$182/mo
Deposit HK$411K · loan HK$616K · min. income ≈ HK$5,972/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,126
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,210
−HK$85/mo
Today · 4.125%
HK$3,295
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$173/mo
Deposit HK$411K · loan HK$616K · min. income ≈ HK$6,590/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$96/mo
Today · 4.125%
HK$3,235
baseline
▲ 0.50% · 4.625%
HK$3,432
+HK$197/mo
Deposit HK$359K · loan HK$667K · min. income ≈ HK$6,470/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$92/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$188/mo
Deposit HK$359K · loan HK$667K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,278
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$104/mo
Today · 4.125%
HK$3,484
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$212/mo
Deposit HK$308K · loan HK$719K · min. income ≈ HK$6,968/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$99/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$202/mo
Deposit HK$308K · loan HK$719K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$111/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$228/mo
Deposit HK$257K · loan HK$770K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$106/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,336
+HK$218/mo
Deposit HK$257K · loan HK$770K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,746
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,863
−HK$118/mo
Today · 4.125%
HK$3,981
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$243/mo
Deposit HK$205K · loan HK$821K · min. income ≈ HK$7,962/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$113/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,625
+HK$232/mo
Deposit HK$205K · loan HK$821K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,104
−HK$126/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$258/mo
Deposit HK$154K · loan HK$873K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$121/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$246/mo
Deposit HK$154K · loan HK$873K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,215
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,346
−HK$133/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$273/mo
Deposit HK$103K · loan HK$924K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,815
−HK$127/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,203
+HK$261/mo
Deposit HK$103K · loan HK$924K · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).