▼ 0.50% · 3.625%
HK$5,032
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$159/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$326/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$152/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,211
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,707
−HK$175/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,240
+HK$358/mo
Deposit HK$993K · loan HK$1.21M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,158
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,323
−HK$167/mo
Today · 4.125%
HK$6,490
baseline
▲ 0.50% · 4.625%
HK$6,833
+HK$343/mo
Deposit HK$993K · loan HK$1.21M · min. income ≈ HK$12,980/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$191/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,807
+HK$390/mo
Deposit HK$883K · loan HK$1.32M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$182/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$374/mo
Deposit HK$883K · loan HK$1.32M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,541
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,745
−HK$207/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,375
+HK$423/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,277
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,472
−HK$198/mo
Today · 4.125%
HK$7,670
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$405/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$15,340/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,264
−HK$222/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,942
+HK$456/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,837
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,047
−HK$214/mo
Today · 4.125%
HK$8,261
baseline
▲ 0.50% · 4.625%
HK$8,696
+HK$435/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$16,522/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,548
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,783
−HK$238/mo
Today · 4.125%
HK$8,021
baseline
▲ 0.50% · 4.625%
HK$8,509
+HK$488/mo
Deposit HK$552K · loan HK$1.66M · min. income ≈ HK$16,042/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,397
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,622
−HK$229/mo
Today · 4.125%
HK$8,851
baseline
▲ 0.50% · 4.625%
HK$9,317
+HK$466/mo
Deposit HK$552K · loan HK$1.66M · min. income ≈ HK$17,702/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,051
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,301
−HK$255/mo
Today · 4.125%
HK$8,556
baseline
▲ 0.50% · 4.625%
HK$9,077
+HK$521/mo
Deposit HK$441K · loan HK$1.77M · min. income ≈ HK$17,112/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,957
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,197
−HK$244/mo
Today · 4.125%
HK$9,441
baseline
▲ 0.50% · 4.625%
HK$9,938
+HK$497/mo
Deposit HK$441K · loan HK$1.77M · min. income ≈ HK$18,882/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,554
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,820
−HK$271/mo
Today · 4.125%
HK$9,091
baseline
▲ 0.50% · 4.625%
HK$9,644
+HK$553/mo
Deposit HK$331K · loan HK$1.88M · min. income ≈ HK$18,182/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,516
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,772
−HK$259/mo
Today · 4.125%
HK$10,031
baseline
▲ 0.50% · 4.625%
HK$10,559
+HK$528/mo
Deposit HK$331K · loan HK$1.88M · min. income ≈ HK$20,062/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,057
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,339
−HK$286/mo
Today · 4.125%
HK$9,625
baseline
▲ 0.50% · 4.625%
HK$10,211
+HK$586/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,250/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,076
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,347
−HK$274/mo
Today · 4.125%
HK$10,621
baseline
▲ 0.50% · 4.625%
HK$11,181
+HK$560/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,242/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).