▼ 0.50% · 3.625%
HK$5,621
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$177/mo
Today · 4.125%
HK$5,973
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$364/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,946/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$170/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$348/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,375
−HK$196/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$400/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,879
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,063
−HK$187/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$382/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,745
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,955
−HK$213/mo
Today · 4.125%
HK$7,168
baseline
▲ 0.50% · 4.625%
HK$7,604
+HK$436/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$14,336/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,504
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,705
−HK$204/mo
Today · 4.125%
HK$7,909
baseline
▲ 0.50% · 4.625%
HK$8,326
+HK$417/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$15,818/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,307
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,535
−HK$231/mo
Today · 4.125%
HK$7,766
baseline
▲ 0.50% · 4.625%
HK$8,238
+HK$472/mo
Deposit HK$863K · loan HK$1.60M · min. income ≈ HK$15,532/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,129
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,347
−HK$221/mo
Today · 4.125%
HK$8,568
baseline
▲ 0.50% · 4.625%
HK$9,020
+HK$452/mo
Deposit HK$863K · loan HK$1.60M · min. income ≈ HK$17,136/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,869
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,114
−HK$249/mo
Today · 4.125%
HK$8,363
baseline
▲ 0.50% · 4.625%
HK$8,872
+HK$509/mo
Deposit HK$740K · loan HK$1.73M · min. income ≈ HK$16,726/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,755
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,989
−HK$239/mo
Today · 4.125%
HK$9,228
baseline
▲ 0.50% · 4.625%
HK$9,714
+HK$486/mo
Deposit HK$740K · loan HK$1.73M · min. income ≈ HK$18,456/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,431
−HK$529/mo
▼ 0.25% · 3.875%
HK$8,694
−HK$266/mo
Today · 4.125%
HK$8,960
baseline
▲ 0.50% · 4.625%
HK$9,505
+HK$545/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$17,920/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,380
−HK$507/mo
▼ 0.25% · 3.875%
HK$9,632
−HK$255/mo
Today · 4.125%
HK$9,887
baseline
▲ 0.50% · 4.625%
HK$10,408
+HK$521/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$19,774/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,994
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,273
−HK$285/mo
Today · 4.125%
HK$9,558
baseline
▲ 0.50% · 4.625%
HK$10,139
+HK$581/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$19,116/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,005
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,274
−HK$272/mo
Today · 4.125%
HK$10,546
baseline
▲ 0.50% · 4.625%
HK$11,102
+HK$556/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$21,092/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,556
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,853
−HK$302/mo
Today · 4.125%
HK$10,155
baseline
▲ 0.50% · 4.625%
HK$10,773
+HK$618/mo
Deposit HK$370K · loan HK$2.10M · min. income ≈ HK$20,310/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,631
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,916
−HK$289/mo
Today · 4.125%
HK$11,205
baseline
▲ 0.50% · 4.625%
HK$11,796
+HK$591/mo
Deposit HK$370K · loan HK$2.10M · min. income ≈ HK$22,410/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,118
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,433
−HK$319/mo
Today · 4.125%
HK$10,752
baseline
▲ 0.50% · 4.625%
HK$11,407
+HK$655/mo
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$21,504/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,256
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,558
−HK$306/mo
Today · 4.125%
HK$11,864
baseline
▲ 0.50% · 4.625%
HK$12,489
+HK$625/mo
Deposit HK$247K · loan HK$2.22M · min. income ≈ HK$23,728/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).