▼ 0.50% · 3.625%
HK$4,235
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$274/mo
Deposit HK$929K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$929K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$147/mo
Today · 4.125%
HK$4,951
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$301/mo
Deposit HK$836K · loan HK$1.02M · min. income ≈ HK$9,902/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$141/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$288/mo
Deposit HK$836K · loan HK$1.02M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$160/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$329/mo
Deposit HK$743K · loan HK$1.11M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$154/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$314/mo
Deposit HK$743K · loan HK$1.11M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,290
−HK$166/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$341/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$187/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,685
+HK$384/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$180/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$201/mo
Today · 4.125%
HK$6,752
baseline
▲ 0.50% · 4.625%
HK$7,162
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,504/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,068
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,257
−HK$193/mo
Today · 4.125%
HK$7,450
baseline
▲ 0.50% · 4.625%
HK$7,842
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,900/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,777
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,987
−HK$215/mo
Today · 4.125%
HK$7,202
baseline
▲ 0.50% · 4.625%
HK$7,640
+HK$438/mo
Deposit HK$371K · loan HK$1.49M · min. income ≈ HK$14,404/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,539
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,741
−HK$205/mo
Today · 4.125%
HK$7,946
baseline
▲ 0.50% · 4.625%
HK$8,365
+HK$419/mo
Deposit HK$371K · loan HK$1.49M · min. income ≈ HK$15,892/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$228/mo
Today · 4.125%
HK$7,652
baseline
▲ 0.50% · 4.625%
HK$8,117
+HK$465/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,304/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,010
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,225
−HK$218/mo
Today · 4.125%
HK$8,443
baseline
▲ 0.50% · 4.625%
HK$8,888
+HK$445/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,886/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,624
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,861
−HK$241/mo
Today · 4.125%
HK$8,102
baseline
▲ 0.50% · 4.625%
HK$8,595
+HK$493/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,204/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,481
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,709
−HK$231/mo
Today · 4.125%
HK$8,940
baseline
▲ 0.50% · 4.625%
HK$9,411
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,880/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).