▼ 0.50% · 3.625%
HK$2,935
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,026
−HK$93/mo
Today · 4.125%
HK$3,119
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$189/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,238/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,265
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$89/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$181/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,228
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$102/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$209/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,591
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$98/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$200/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$111/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$228/mo
Deposit HK$515K · loan HK$772K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$106/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$218/mo
Deposit HK$515K · loan HK$772K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$120/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$247/mo
Deposit HK$450K · loan HK$837K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$115/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$236/mo
Deposit HK$450K · loan HK$837K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,108
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$130/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$266/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$125/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$253/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$139/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$285/mo
Deposit HK$322K · loan HK$965K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$134/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$272/mo
Deposit HK$322K · loan HK$965K · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$149/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$303/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$142/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$290/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$158/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$322/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$166/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,034
−HK$160/mo
Today · 4.125%
HK$6,194
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$326/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,388/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).