▼ 0.50% · 3.625%
HK$3,192
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,292
−HK$101/mo
Today · 4.125%
HK$3,393
baseline
▲ 0.50% · 4.625%
HK$3,599
+HK$206/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$6,786/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$96/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,941
+HK$198/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$111/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$227/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$107/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$217/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$121/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$248/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$116/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$237/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$269/mo
Deposit HK$490K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$125/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$257/mo
Deposit HK$490K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$142/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$289/mo
Deposit HK$420K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$136/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$420K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$145/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$161/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$330/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$154/mo
Today · 4.125%
HK$5,989
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$316/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,978/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$171/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$165/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$335/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$182/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$371/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$174/mo
Today · 4.125%
HK$6,738
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,476/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).