▼ 0.50% · 3.625%
HK$3,499
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$110/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$227/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$106/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$216/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$121/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$249/mo
Deposit HK$691K · loan HK$844K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$116/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$238/mo
Deposit HK$691K · loan HK$844K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$133/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$272/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$127/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$260/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$537K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$537K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,051
−HK$155/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$317/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$148/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$303/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$166/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$339/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$159/mo
Today · 4.125%
HK$6,154
baseline
▲ 0.50% · 4.625%
HK$6,479
+HK$325/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,308/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$176/mo
Today · 4.125%
HK$5,949
baseline
▲ 0.50% · 4.625%
HK$6,311
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,898/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,228
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,395
−HK$170/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,911
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$188/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$385/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$180/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$368/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$199/mo
Today · 4.125%
HK$6,693
baseline
▲ 0.50% · 4.625%
HK$7,100
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,386/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$190/mo
Today · 4.125%
HK$7,385
baseline
▲ 0.50% · 4.625%
HK$7,774
+HK$389/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,770/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).