▼ 0.50% · 3.625%
HK$3,487
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$111/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$225/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$106/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$215/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,955
−HK$121/mo
Today · 4.125%
HK$4,076
baseline
▲ 0.50% · 4.625%
HK$4,324
+HK$248/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,152/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$116/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$237/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$132/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$270/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,655
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$127/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$258/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$143/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$293/mo
Deposit HK$535K · loan HK$994K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$137/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$281/mo
Deposit HK$535K · loan HK$994K · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$154/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$147/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$165/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,897
+HK$339/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$158/mo
Today · 4.125%
HK$6,133
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,266/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$176/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,290
+HK$361/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,207
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$169/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,887
+HK$345/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$188/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$179/mo
Today · 4.125%
HK$6,951
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,902/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,277
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,472
−HK$198/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,076
+HK$406/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,983
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,170
−HK$190/mo
Today · 4.125%
HK$7,360
baseline
▲ 0.50% · 4.625%
HK$7,748
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,720/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).