▼ 0.50% · 3.625%
HK$3,080
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$97/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$200/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$93/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$190/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$107/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$219/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,769
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$102/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$210/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$117/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$540K · loan HK$811K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$229/mo
Deposit HK$540K · loan HK$811K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$127/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$258/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$122/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$247/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$136/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$279/mo
Deposit HK$405K · loan HK$946K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$131/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$266/mo
Deposit HK$405K · loan HK$946K · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$146/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$299/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$140/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$286/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$156/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$318/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$149/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$305/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$166/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,982
−HK$158/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$324/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$175/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$359/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,168
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$168/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,844
+HK$342/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).