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At today's rate and a 90% mortgage, the deposit on this unit is about HK$261K, with repayments around HK$11,402/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$261K · loan HK$2.35M · min. income ≈ HK$22,804/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 68%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2013-01-16 | HK$2.00M | +60.0% |
| 2010-11-08 | HK$1.25M | +35.9% |
| 2010-01-27 | HK$920K | +10.8% |
| 2009-09-21 | HK$830K | +22.1% |
| 2008-08-11 | HK$680K | +4.6% |
| 2008-07-28 | HK$650K | +10.2% |
| 2005-05-27 | HK$590K | +7.3% |
| 2005-04-19 | HK$550K | +27.9% |
| 2005-02-02 | HK$430K | −25.9% |
| 2001-04-20 | HK$580K | −26.6% |
| 1998-07-18 | HK$790K | +16.2% |
| 1996-09-03 | HK$680K | — |