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At today's rate and a 90% mortgage, the deposit on this unit is about HK$262K, with repayments around HK$11,416/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$22,832/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- E
- Saleable Area
- 258 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 68%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-03-27 | HK$3.74M | +39.6% 3.3y · 12.0%/yr |
| 2014-12-29 | HK$2.68M | +94.2% |
| 2011-03-04 | HK$1.38M | +30.2% |
| 2010-04-27 | HK$1.06M | +6.0% |
| 2010-02-23 | HK$1.00M | +11.1% |
| 2009-12-02 | HK$900K | +28.6% |
| 2008-05-23 | HK$700K | −49.3% |
| 1997-07-18 | HK$1.38M | +43.8% |
| 1997-04-02 | HK$960K | +24.7% |
| 1997-02-15 | HK$770K | — |