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At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,340/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,680/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 391 ft²
- Efficiency
- 69%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-03-25 | HK$4.12M | +108.1% 6.5y · 17.0%/yr |
| 2012-09-10 | HK$1.98M | +200.0% |
| 2007-09-21 | HK$660K | +26.9% |
| 2007-01-10 | HK$520K | +2.0% |
| 2006-03-17 | HK$510K | −60.2% |
| 1997-05-13 | HK$1.28M | +10.3% |
| 1997-05-01 | HK$1.16M | +16.0% |
| 1997-04-21 | HK$1.00M | +12.4% |
| 1997-02-18 | HK$890K | — |