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At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,226/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,452/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 252 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 68%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-26 | HK$2.70M | −24.3% 8.1y · −3.0%/yr |
| 2017-10-03 | HK$3.57M | +44.5% 3.2y · 14.0%/yr |
| 2014-07-22 | HK$2.47M | +76.4% |
| 2010-11-26 | HK$1.40M | +57.3% |
| 2009-08-27 | HK$890K | +41.3% |
| 2007-12-06 | HK$630K | −38.8% |
| 1997-05-02 | HK$1.03M | +66.1% |
| 1996-05-02 | HK$620K | — |