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At today's rate and a 90% mortgage, the deposit on this unit is about HK$281K, with repayments around HK$12,260/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$281K · loan HK$2.53M · min. income ≈ HK$24,520/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- D
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 68%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-15 | HK$4.14M | +37.9% 5.4y · 7.0%/yr |
| 2015-12-11 | HK$3.00M | +66.7% 3.6y · 19.0%/yr |
| 2012-05-10 | HK$1.80M | +83.7% |
| 2010-01-29 | HK$980K | +22.5% |
| 2008-04-21 | HK$800K | +100.0% |
| 2004-07-05 | HK$400K | −36.5% |
| 1996-08-13 | HK$630K | — |