▼ 0.50% · 3.625%
HK$6,836
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$216/mo
Today · 4.125%
HK$7,265
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,530/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,605
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,809
−HK$207/mo
Today · 4.125%
HK$8,016
baseline
▲ 0.50% · 4.625%
HK$8,438
+HK$422/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,032/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,520
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,754
−HK$237/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,477
+HK$486/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,365
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,590
−HK$227/mo
Today · 4.125%
HK$8,817
baseline
▲ 0.50% · 4.625%
HK$9,282
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,634/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,203
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,458
−HK$260/mo
Today · 4.125%
HK$8,718
baseline
▲ 0.50% · 4.625%
HK$9,248
+HK$530/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,436/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,126
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,371
−HK$248/mo
Today · 4.125%
HK$9,619
baseline
▲ 0.50% · 4.625%
HK$10,126
+HK$507/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,238/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,887
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,163
−HK$281/mo
Today · 4.125%
HK$9,444
baseline
▲ 0.50% · 4.625%
HK$10,019
+HK$575/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,888/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,886
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,152
−HK$269/mo
Today · 4.125%
HK$10,421
baseline
▲ 0.50% · 4.625%
HK$10,970
+HK$549/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,842/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,570
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,868
−HK$303/mo
Today · 4.125%
HK$10,171
baseline
▲ 0.50% · 4.625%
HK$10,789
+HK$618/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$20,342/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,647
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,933
−HK$289/mo
Today · 4.125%
HK$11,222
baseline
▲ 0.50% · 4.625%
HK$11,814
+HK$592/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$22,444/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,254
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,573
−HK$324/mo
Today · 4.125%
HK$10,897
baseline
▲ 0.50% · 4.625%
HK$11,560
+HK$663/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$21,794/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,407
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,713
−HK$311/mo
Today · 4.125%
HK$12,024
baseline
▲ 0.50% · 4.625%
HK$12,658
+HK$634/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$24,048/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,938
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,278
−HK$345/mo
Today · 4.125%
HK$11,623
baseline
▲ 0.50% · 4.625%
HK$12,331
+HK$708/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$23,246/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,168
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,494
−HK$331/mo
Today · 4.125%
HK$12,825
baseline
▲ 0.50% · 4.625%
HK$13,501
+HK$676/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$25,650/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,621
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,983
−HK$367/mo
Today · 4.125%
HK$12,350
baseline
▲ 0.50% · 4.625%
HK$13,101
+HK$751/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$24,700/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,928
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,275
−HK$352/mo
Today · 4.125%
HK$13,627
baseline
▲ 0.50% · 4.625%
HK$14,345
+HK$718/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$27,254/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,305
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,688
−HK$388/mo
Today · 4.125%
HK$13,076
baseline
▲ 0.50% · 4.625%
HK$13,872
+HK$796/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,152/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,689
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,056
−HK$373/mo
Today · 4.125%
HK$14,429
baseline
▲ 0.50% · 4.625%
HK$15,189
+HK$760/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,858/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).