▼ 0.50% · 3.625%
HK$6,376
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$202/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$412/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,093
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,283
−HK$193/mo
Today · 4.125%
HK$7,476
baseline
▲ 0.50% · 4.625%
HK$7,870
+HK$394/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,952/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$222/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,907
+HK$454/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,802
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,012
−HK$212/mo
Today · 4.125%
HK$8,224
baseline
▲ 0.50% · 4.625%
HK$8,657
+HK$433/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,448/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,889
−HK$242/mo
Today · 4.125%
HK$8,131
baseline
▲ 0.50% · 4.625%
HK$8,625
+HK$494/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,262/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,512
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,740
−HK$231/mo
Today · 4.125%
HK$8,971
baseline
▲ 0.50% · 4.625%
HK$9,444
+HK$473/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,942/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,288
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,546
−HK$262/mo
Today · 4.125%
HK$8,808
baseline
▲ 0.50% · 4.625%
HK$9,344
+HK$536/mo
Deposit HK$979K · loan HK$1.82M · min. income ≈ HK$17,616/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,221
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,468
−HK$251/mo
Today · 4.125%
HK$9,719
baseline
▲ 0.50% · 4.625%
HK$10,231
+HK$512/mo
Deposit HK$979K · loan HK$1.82M · min. income ≈ HK$19,438/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,926
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,204
−HK$282/mo
Today · 4.125%
HK$9,486
baseline
▲ 0.50% · 4.625%
HK$10,063
+HK$577/mo
Deposit HK$839K · loan HK$1.96M · min. income ≈ HK$18,972/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,930
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,196
−HK$271/mo
Today · 4.125%
HK$10,467
baseline
▲ 0.50% · 4.625%
HK$11,018
+HK$551/mo
Deposit HK$839K · loan HK$1.96M · min. income ≈ HK$20,934/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,564
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,861
−HK$302/mo
Today · 4.125%
HK$10,163
baseline
▲ 0.50% · 4.625%
HK$10,782
+HK$619/mo
Deposit HK$699K · loan HK$2.10M · min. income ≈ HK$20,326/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,639
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,925
−HK$289/mo
Today · 4.125%
HK$11,214
baseline
▲ 0.50% · 4.625%
HK$11,805
+HK$591/mo
Deposit HK$699K · loan HK$2.10M · min. income ≈ HK$22,428/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,201
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,519
−HK$322/mo
Today · 4.125%
HK$10,841
baseline
▲ 0.50% · 4.625%
HK$11,501
+HK$660/mo
Deposit HK$559K · loan HK$2.24M · min. income ≈ HK$21,682/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,349
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,653
−HK$309/mo
Today · 4.125%
HK$11,962
baseline
▲ 0.50% · 4.625%
HK$12,592
+HK$630/mo
Deposit HK$559K · loan HK$2.24M · min. income ≈ HK$23,924/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,839
−HK$679/mo
▼ 0.25% · 3.875%
HK$11,176
−HK$342/mo
Today · 4.125%
HK$11,518
baseline
▲ 0.50% · 4.625%
HK$12,219
+HK$701/mo
Deposit HK$419K · loan HK$2.38M · min. income ≈ HK$23,036/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,058
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,381
−HK$328/mo
Today · 4.125%
HK$12,709
baseline
▲ 0.50% · 4.625%
HK$13,379
+HK$670/mo
Deposit HK$419K · loan HK$2.38M · min. income ≈ HK$25,418/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,476
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,833
−HK$363/mo
Today · 4.125%
HK$12,196
baseline
▲ 0.50% · 4.625%
HK$12,938
+HK$742/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,392/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,767
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,110
−HK$347/mo
Today · 4.125%
HK$13,457
baseline
▲ 0.50% · 4.625%
HK$14,166
+HK$709/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,914/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).