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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,212/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,424/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 5
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-27 | HK$4.78M | +25.8% 3.7y · 7.0%/yr |
| 2017-12-06 | HK$3.80M | +31.5% 3.1y · 10.0%/yr |
| 2014-11-06 | HK$2.89M | +44.5% |
| 2012-09-21 | HK$2.00M | +159.7% |
| 2009-05-08 | HK$770K | — |