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At today's rate and a 90% mortgage, the deposit on this unit is about HK$282K, with repayments around HK$12,282/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$282K · loan HK$2.53M · min. income ≈ HK$24,564/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 3
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 354 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-11 | HK$3.65M | +12.0% 5.1y · 2.0%/yr |
| 2017-09-07 | HK$3.26M | +41.7% 3.1y · 14.0%/yr |
| 2014-07-22 | HK$2.30M | +69.1% |
| 2011-12-21 | HK$1.36M | +81.3% |
| 2009-08-19 | HK$750K | +8.7% |
| 2008-02-18 | HK$690K | −17.9% |
| 1997-05-15 | HK$840K | — |