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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,377/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.55M · min. income ≈ HK$24,754/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 3
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 354 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-24 | HK$4.42M | +52.4% 2.1y · 25.0%/yr |
| 2016-04-05 | HK$2.90M | +19.8% 1.4y · 14.0%/yr |
| 2014-10-31 | HK$2.42M | +520.5% |
| 2003-08-04 | HK$390K | +56.0% |
| 2003-03-20 | HK$250K | — |