▼ 0.50% · 3.625%
HK$3,900
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$123/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$252/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,339
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$119/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$241/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$135/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$278/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$130/mo
Today · 4.125%
HK$5,031
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$265/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$10,062/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,680
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,826
−HK$148/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$303/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$141/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,778
+HK$290/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$160/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$328/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,641
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$154/mo
Today · 4.125%
HK$5,946
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$313/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,892/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$173/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$165/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,740
+HK$337/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$185/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$379/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$177/mo
Today · 4.125%
HK$6,860
baseline
▲ 0.50% · 4.625%
HK$7,222
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,720/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$197/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$189/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,703
+HK$385/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,631
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$209/mo
Today · 4.125%
HK$7,046
baseline
▲ 0.50% · 4.625%
HK$7,475
+HK$429/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$14,092/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,376
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,574
−HK$201/mo
Today · 4.125%
HK$7,775
baseline
▲ 0.50% · 4.625%
HK$8,185
+HK$410/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$15,550/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,021
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$222/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,915
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,810
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,020
−HK$212/mo
Today · 4.125%
HK$8,232
baseline
▲ 0.50% · 4.625%
HK$8,666
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,464/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).