▼ 0.50% · 3.625%
HK$5,821
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$184/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,563
+HK$377/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,650
−HK$176/mo
Today · 4.125%
HK$6,826
baseline
▲ 0.50% · 4.625%
HK$7,186
+HK$360/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$13,652/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,403
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$203/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,219
+HK$414/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,123
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,315
−HK$193/mo
Today · 4.125%
HK$7,508
baseline
▲ 0.50% · 4.625%
HK$7,904
+HK$396/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$15,016/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,985
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,203
−HK$220/mo
Today · 4.125%
HK$7,423
baseline
▲ 0.50% · 4.625%
HK$7,875
+HK$452/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$14,846/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,771
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,979
−HK$212/mo
Today · 4.125%
HK$8,191
baseline
▲ 0.50% · 4.625%
HK$8,623
+HK$432/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$16,382/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,567
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,803
−HK$239/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,531
+HK$489/mo
Deposit HK$893K · loan HK$1.66M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,419
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,644
−HK$229/mo
Today · 4.125%
HK$8,873
baseline
▲ 0.50% · 4.625%
HK$9,341
+HK$468/mo
Deposit HK$893K · loan HK$1.66M · min. income ≈ HK$17,746/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,150
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,403
−HK$258/mo
Today · 4.125%
HK$8,661
baseline
▲ 0.50% · 4.625%
HK$9,188
+HK$527/mo
Deposit HK$766K · loan HK$1.79M · min. income ≈ HK$17,322/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,066
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,309
−HK$247/mo
Today · 4.125%
HK$9,556
baseline
▲ 0.50% · 4.625%
HK$10,060
+HK$504/mo
Deposit HK$766K · loan HK$1.79M · min. income ≈ HK$19,112/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,732
−HK$547/mo
▼ 0.25% · 3.875%
HK$9,003
−HK$276/mo
Today · 4.125%
HK$9,279
baseline
▲ 0.50% · 4.625%
HK$9,844
+HK$565/mo
Deposit HK$638K · loan HK$1.91M · min. income ≈ HK$18,558/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,714
−HK$525/mo
▼ 0.25% · 3.875%
HK$9,974
−HK$265/mo
Today · 4.125%
HK$10,239
baseline
▲ 0.50% · 4.625%
HK$10,778
+HK$539/mo
Deposit HK$638K · loan HK$1.91M · min. income ≈ HK$20,478/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,314
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,603
−HK$295/mo
Today · 4.125%
HK$9,898
baseline
▲ 0.50% · 4.625%
HK$10,500
+HK$602/mo
Deposit HK$511K · loan HK$2.04M · min. income ≈ HK$19,796/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,361
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,639
−HK$282/mo
Today · 4.125%
HK$10,921
baseline
▲ 0.50% · 4.625%
HK$11,497
+HK$576/mo
Deposit HK$511K · loan HK$2.04M · min. income ≈ HK$21,842/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,896
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,204
−HK$312/mo
Today · 4.125%
HK$10,516
baseline
▲ 0.50% · 4.625%
HK$11,156
+HK$640/mo
Deposit HK$383K · loan HK$2.17M · min. income ≈ HK$21,032/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,009
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,304
−HK$300/mo
Today · 4.125%
HK$11,604
baseline
▲ 0.50% · 4.625%
HK$12,215
+HK$611/mo
Deposit HK$383K · loan HK$2.17M · min. income ≈ HK$23,208/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,478
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,804
−HK$331/mo
Today · 4.125%
HK$11,135
baseline
▲ 0.50% · 4.625%
HK$11,813
+HK$678/mo
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$22,270/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,657
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,969
−HK$317/mo
Today · 4.125%
HK$12,286
baseline
▲ 0.50% · 4.625%
HK$12,934
+HK$648/mo
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$24,572/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).