▼ 0.50% · 3.625%
HK$3,961
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$125/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$256/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$119/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$245/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$138/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$282/mo
Deposit HK$782K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$132/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$269/mo
Deposit HK$782K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$150/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$307/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,288
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$143/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$294/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$163/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$333/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,728
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$156/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$318/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$175/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,252
+HK$359/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,169
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$168/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$343/mo
Deposit HK$521K · loan HK$1.22M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$188/mo
Today · 4.125%
HK$6,314
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$384/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,628/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,610
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,787
−HK$180/mo
Today · 4.125%
HK$6,967
baseline
▲ 0.50% · 4.625%
HK$7,334
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,934/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,337
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,535
−HK$200/mo
Today · 4.125%
HK$6,735
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$410/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,470/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,050
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$192/mo
Today · 4.125%
HK$7,431
baseline
▲ 0.50% · 4.625%
HK$7,823
+HK$392/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,862/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,733
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,943
−HK$213/mo
Today · 4.125%
HK$7,156
baseline
▲ 0.50% · 4.625%
HK$7,591
+HK$435/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,312/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,491
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,692
−HK$204/mo
Today · 4.125%
HK$7,896
baseline
▲ 0.50% · 4.625%
HK$8,312
+HK$416/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,792/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,130
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,351
−HK$226/mo
Today · 4.125%
HK$7,577
baseline
▲ 0.50% · 4.625%
HK$8,038
+HK$461/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,154/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,932
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,144
−HK$216/mo
Today · 4.125%
HK$8,360
baseline
▲ 0.50% · 4.625%
HK$8,801
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,720/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).