▼ 0.50% · 3.625%
HK$3,908
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$124/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$252/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$118/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,825
+HK$242/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$771K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$130/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$266/mo
Deposit HK$771K · loan HK$943K · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$148/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$304/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$142/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$161/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$328/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$154/mo
Today · 4.125%
HK$5,958
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,916/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$173/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$165/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,045
−HK$185/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,609
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,697
−HK$178/mo
Today · 4.125%
HK$6,875
baseline
▲ 0.50% · 4.625%
HK$7,237
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,750/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$198/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,144
−HK$189/mo
Today · 4.125%
HK$7,333
baseline
▲ 0.50% · 4.625%
HK$7,719
+HK$386/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,666/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,644
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,851
−HK$210/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,491
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,392
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,590
−HK$201/mo
Today · 4.125%
HK$7,791
baseline
▲ 0.50% · 4.625%
HK$8,202
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,582/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,035
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,254
−HK$222/mo
Today · 4.125%
HK$7,476
baseline
▲ 0.50% · 4.625%
HK$7,931
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,952/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,827
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,037
−HK$212/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).