▼ 0.50% · 3.625%
HK$4,113
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,241
−HK$130/mo
Today · 4.125%
HK$4,371
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$266/mo
Deposit HK$902K · loan HK$902K · min. income ≈ HK$8,742/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,575
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$125/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$254/mo
Deposit HK$902K · loan HK$902K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$143/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$292/mo
Deposit HK$812K · loan HK$992K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$137/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,584
+HK$279/mo
Deposit HK$812K · loan HK$992K · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,089
−HK$156/mo
Today · 4.125%
HK$5,245
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$319/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$10,490/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,490
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$149/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,092
+HK$305/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$169/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$6,028
+HK$346/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$161/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,600
+HK$331/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,937
−HK$182/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$372/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,577
−HK$175/mo
Today · 4.125%
HK$6,752
baseline
▲ 0.50% · 4.625%
HK$7,108
+HK$356/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$13,504/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,169
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,361
−HK$195/mo
Today · 4.125%
HK$6,556
baseline
▲ 0.50% · 4.625%
HK$6,955
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,112/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,863
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,047
−HK$187/mo
Today · 4.125%
HK$7,234
baseline
▲ 0.50% · 4.625%
HK$7,615
+HK$381/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,468/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,785
−HK$208/mo
Today · 4.125%
HK$6,993
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$13,986/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,517
−HK$199/mo
Today · 4.125%
HK$7,716
baseline
▲ 0.50% · 4.625%
HK$8,123
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,432/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,992
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,209
−HK$221/mo
Today · 4.125%
HK$7,430
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,860/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,778
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,987
−HK$211/mo
Today · 4.125%
HK$8,198
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$433/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,396/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,403
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,633
−HK$234/mo
Today · 4.125%
HK$7,867
baseline
▲ 0.50% · 4.625%
HK$8,346
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,734/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,236
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,457
−HK$224/mo
Today · 4.125%
HK$8,681
baseline
▲ 0.50% · 4.625%
HK$9,138
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,362/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).