▼ 0.50% · 3.625%
HK$7,299
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,526
−HK$230/mo
Today · 4.125%
HK$7,756
baseline
▲ 0.50% · 4.625%
HK$8,228
+HK$472/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$15,512/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,120
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,338
−HK$221/mo
Today · 4.125%
HK$8,559
baseline
▲ 0.50% · 4.625%
HK$9,010
+HK$451/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$17,118/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,029
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,278
−HK$254/mo
Today · 4.125%
HK$8,532
baseline
▲ 0.50% · 4.625%
HK$9,051
+HK$519/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$17,064/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,932
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,171
−HK$243/mo
Today · 4.125%
HK$9,414
baseline
▲ 0.50% · 4.625%
HK$9,911
+HK$497/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$18,828/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,759
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,031
−HK$277/mo
Today · 4.125%
HK$9,308
baseline
▲ 0.50% · 4.625%
HK$9,874
+HK$566/mo
Deposit HK$1.28M · loan HK$1.92M · min. income ≈ HK$18,616/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,744
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,005
−HK$265/mo
Today · 4.125%
HK$10,270
baseline
▲ 0.50% · 4.625%
HK$10,812
+HK$542/mo
Deposit HK$1.28M · loan HK$1.92M · min. income ≈ HK$20,540/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,488
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,784
−HK$299/mo
Today · 4.125%
HK$10,083
baseline
▲ 0.50% · 4.625%
HK$10,697
+HK$614/mo
Deposit HK$1.12M · loan HK$2.08M · min. income ≈ HK$20,166/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,556
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,839
−HK$287/mo
Today · 4.125%
HK$11,126
baseline
▲ 0.50% · 4.625%
HK$11,713
+HK$587/mo
Deposit HK$1.12M · loan HK$2.08M · min. income ≈ HK$22,252/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,218
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,536
−HK$323/mo
Today · 4.125%
HK$10,859
baseline
▲ 0.50% · 4.625%
HK$11,520
+HK$661/mo
Deposit HK$960K · loan HK$2.24M · min. income ≈ HK$21,718/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,368
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,673
−HK$309/mo
Today · 4.125%
HK$11,982
baseline
▲ 0.50% · 4.625%
HK$12,613
+HK$631/mo
Deposit HK$960K · loan HK$2.24M · min. income ≈ HK$23,964/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,948
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,289
−HK$346/mo
Today · 4.125%
HK$11,635
baseline
▲ 0.50% · 4.625%
HK$12,343
+HK$708/mo
Deposit HK$800K · loan HK$2.40M · min. income ≈ HK$23,270/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,180
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,506
−HK$332/mo
Today · 4.125%
HK$12,838
baseline
▲ 0.50% · 4.625%
HK$13,514
+HK$676/mo
Deposit HK$800K · loan HK$2.40M · min. income ≈ HK$25,676/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,678
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,041
−HK$369/mo
Today · 4.125%
HK$12,410
baseline
▲ 0.50% · 4.625%
HK$13,166
+HK$756/mo
Deposit HK$640K · loan HK$2.56M · min. income ≈ HK$24,820/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,992
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,340
−HK$354/mo
Today · 4.125%
HK$13,694
baseline
▲ 0.50% · 4.625%
HK$14,415
+HK$721/mo
Deposit HK$640K · loan HK$2.56M · min. income ≈ HK$27,388/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,408
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,794
−HK$392/mo
Today · 4.125%
HK$13,186
baseline
▲ 0.50% · 4.625%
HK$13,988
+HK$802/mo
Deposit HK$480K · loan HK$2.72M · min. income ≈ HK$26,372/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,804
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,174
−HK$375/mo
Today · 4.125%
HK$14,549
baseline
▲ 0.50% · 4.625%
HK$15,316
+HK$767/mo
Deposit HK$480K · loan HK$2.72M · min. income ≈ HK$29,098/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,138
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,546
−HK$416/mo
Today · 4.125%
HK$13,962
baseline
▲ 0.50% · 4.625%
HK$14,811
+HK$849/mo
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,924/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,616
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,008
−HK$397/mo
Today · 4.125%
HK$15,405
baseline
▲ 0.50% · 4.625%
HK$16,217
+HK$812/mo
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$30,810/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).