▼ 0.50% · 3.625%
HK$6,478
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$205/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$419/mo
Deposit HK$1.42M · loan HK$1.42M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,206
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,400
−HK$196/mo
Today · 4.125%
HK$7,596
baseline
▲ 0.50% · 4.625%
HK$7,996
+HK$400/mo
Deposit HK$1.42M · loan HK$1.42M · min. income ≈ HK$15,192/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$225/mo
Today · 4.125%
HK$7,572
baseline
▲ 0.50% · 4.625%
HK$8,033
+HK$461/mo
Deposit HK$1.28M · loan HK$1.56M · min. income ≈ HK$15,144/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,927
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,140
−HK$215/mo
Today · 4.125%
HK$8,355
baseline
▲ 0.50% · 4.625%
HK$8,796
+HK$441/mo
Deposit HK$1.28M · loan HK$1.56M · min. income ≈ HK$16,710/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,773
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,015
−HK$246/mo
Today · 4.125%
HK$8,261
baseline
▲ 0.50% · 4.625%
HK$8,763
+HK$502/mo
Deposit HK$1.14M · loan HK$1.70M · min. income ≈ HK$16,522/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,648
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,880
−HK$235/mo
Today · 4.125%
HK$9,115
baseline
▲ 0.50% · 4.625%
HK$9,595
+HK$480/mo
Deposit HK$1.14M · loan HK$1.70M · min. income ≈ HK$18,230/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,421
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,683
−HK$266/mo
Today · 4.125%
HK$8,949
baseline
▲ 0.50% · 4.625%
HK$9,494
+HK$545/mo
Deposit HK$994K · loan HK$1.85M · min. income ≈ HK$17,898/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,368
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,619
−HK$255/mo
Today · 4.125%
HK$9,874
baseline
▲ 0.50% · 4.625%
HK$10,395
+HK$521/mo
Deposit HK$994K · loan HK$1.85M · min. income ≈ HK$19,748/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,069
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,351
−HK$286/mo
Today · 4.125%
HK$9,637
baseline
▲ 0.50% · 4.625%
HK$10,224
+HK$587/mo
Deposit HK$852K · loan HK$1.99M · min. income ≈ HK$19,274/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,089
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,359
−HK$275/mo
Today · 4.125%
HK$10,634
baseline
▲ 0.50% · 4.625%
HK$11,194
+HK$560/mo
Deposit HK$852K · loan HK$1.99M · min. income ≈ HK$21,268/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,716
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,019
−HK$307/mo
Today · 4.125%
HK$10,326
baseline
▲ 0.50% · 4.625%
HK$10,954
+HK$628/mo
Deposit HK$710K · loan HK$2.13M · min. income ≈ HK$20,652/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,809
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,099
−HK$294/mo
Today · 4.125%
HK$11,393
baseline
▲ 0.50% · 4.625%
HK$11,994
+HK$601/mo
Deposit HK$710K · loan HK$2.13M · min. income ≈ HK$22,786/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,364
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,687
−HK$327/mo
Today · 4.125%
HK$11,014
baseline
▲ 0.50% · 4.625%
HK$11,684
+HK$670/mo
Deposit HK$568K · loan HK$2.27M · min. income ≈ HK$22,028/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,530
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,839
−HK$314/mo
Today · 4.125%
HK$12,153
baseline
▲ 0.50% · 4.625%
HK$12,794
+HK$641/mo
Deposit HK$568K · loan HK$2.27M · min. income ≈ HK$24,306/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,012
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,355
−HK$348/mo
Today · 4.125%
HK$11,703
baseline
▲ 0.50% · 4.625%
HK$12,415
+HK$712/mo
Deposit HK$426K · loan HK$2.41M · min. income ≈ HK$23,406/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,251
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,579
−HK$334/mo
Today · 4.125%
HK$12,913
baseline
▲ 0.50% · 4.625%
HK$13,593
+HK$680/mo
Deposit HK$426K · loan HK$2.41M · min. income ≈ HK$25,826/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,660
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,022
−HK$369/mo
Today · 4.125%
HK$12,391
baseline
▲ 0.50% · 4.625%
HK$13,145
+HK$754/mo
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,782/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,971
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,319
−HK$353/mo
Today · 4.125%
HK$13,672
baseline
▲ 0.50% · 4.625%
HK$14,393
+HK$721/mo
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$27,344/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).