▼ 0.50% · 3.625%
HK$6,954
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,170
−HK$220/mo
Today · 4.125%
HK$7,390
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$450/mo
Deposit HK$1.52M · loan HK$1.52M · min. income ≈ HK$14,780/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,736
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,944
−HK$210/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$430/mo
Deposit HK$1.52M · loan HK$1.52M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,887
−HK$242/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,624
+HK$495/mo
Deposit HK$1.37M · loan HK$1.68M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,510
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,738
−HK$232/mo
Today · 4.125%
HK$8,970
baseline
▲ 0.50% · 4.625%
HK$9,442
+HK$472/mo
Deposit HK$1.37M · loan HK$1.68M · min. income ≈ HK$17,940/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,345
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,604
−HK$264/mo
Today · 4.125%
HK$8,868
baseline
▲ 0.50% · 4.625%
HK$9,408
+HK$540/mo
Deposit HK$1.22M · loan HK$1.83M · min. income ≈ HK$17,736/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,283
−HK$502/mo
▼ 0.25% · 3.875%
HK$9,532
−HK$253/mo
Today · 4.125%
HK$9,785
baseline
▲ 0.50% · 4.625%
HK$10,301
+HK$516/mo
Deposit HK$1.22M · loan HK$1.83M · min. income ≈ HK$19,570/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,040
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,321
−HK$286/mo
Today · 4.125%
HK$9,607
baseline
▲ 0.50% · 4.625%
HK$10,192
+HK$585/mo
Deposit HK$1.07M · loan HK$1.98M · min. income ≈ HK$19,214/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,057
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,327
−HK$273/mo
Today · 4.125%
HK$10,600
baseline
▲ 0.50% · 4.625%
HK$11,159
+HK$559/mo
Deposit HK$1.07M · loan HK$1.98M · min. income ≈ HK$21,200/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,736
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,038
−HK$308/mo
Today · 4.125%
HK$10,346
baseline
▲ 0.50% · 4.625%
HK$10,976
+HK$630/mo
Deposit HK$915K · loan HK$2.13M · min. income ≈ HK$20,692/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,831
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,121
−HK$295/mo
Today · 4.125%
HK$11,416
baseline
▲ 0.50% · 4.625%
HK$12,018
+HK$602/mo
Deposit HK$915K · loan HK$2.13M · min. income ≈ HK$22,832/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,431
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,755
−HK$330/mo
Today · 4.125%
HK$11,085
baseline
▲ 0.50% · 4.625%
HK$11,760
+HK$675/mo
Deposit HK$762K · loan HK$2.29M · min. income ≈ HK$22,170/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,604
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,916
−HK$315/mo
Today · 4.125%
HK$12,231
baseline
▲ 0.50% · 4.625%
HK$12,876
+HK$645/mo
Deposit HK$762K · loan HK$2.29M · min. income ≈ HK$24,462/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,126
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,472
−HK$352/mo
Today · 4.125%
HK$11,824
baseline
▲ 0.50% · 4.625%
HK$12,544
+HK$720/mo
Deposit HK$610K · loan HK$2.44M · min. income ≈ HK$23,648/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,378
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,710
−HK$337/mo
Today · 4.125%
HK$13,047
baseline
▲ 0.50% · 4.625%
HK$13,734
+HK$687/mo
Deposit HK$610K · loan HK$2.44M · min. income ≈ HK$26,094/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,822
−HK$741/mo
▼ 0.25% · 3.875%
HK$12,189
−HK$374/mo
Today · 4.125%
HK$12,563
baseline
▲ 0.50% · 4.625%
HK$13,327
+HK$764/mo
Deposit HK$457K · loan HK$2.59M · min. income ≈ HK$25,126/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,152
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,504
−HK$358/mo
Today · 4.125%
HK$13,862
baseline
▲ 0.50% · 4.625%
HK$14,593
+HK$731/mo
Deposit HK$457K · loan HK$2.59M · min. income ≈ HK$27,724/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,517
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,906
−HK$396/mo
Today · 4.125%
HK$13,302
baseline
▲ 0.50% · 4.625%
HK$14,111
+HK$809/mo
Deposit HK$305K · loan HK$2.74M · min. income ≈ HK$26,604/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,925
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,299
−HK$379/mo
Today · 4.125%
HK$14,678
baseline
▲ 0.50% · 4.625%
HK$15,451
+HK$773/mo
Deposit HK$305K · loan HK$2.74M · min. income ≈ HK$29,356/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).