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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,809/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.85M · min. income ≈ HK$27,618/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Block
- (FLAT 01 - 12)
- Floor
- 28/F
- Flat
- 4
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-15 | HK$3.98M | +37.7% 6.2y · 6.0%/yr |
| 2013-05-21 | HK$2.89M | +34.4% |
| 2011-05-19 | HK$2.15M | +35.2% |
| 2010-03-17 | HK$1.59M | +5.3% |
| 2009-08-10 | HK$1.51M | +9.4% |
| 2008-06-17 | HK$1.38M | +91.7% |
| 2004-09-15 | HK$720K | +20.0% |
| 2003-12-18 | HK$600K | −54.9% |
| 1998-04-25 | HK$1.33M | — |