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At today's rate and a 90% mortgage, the deposit on this unit is about HK$237K, with repayments around HK$10,335/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$237K · loan HK$2.13M · min. income ≈ HK$20,670/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 32
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 71%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-07 | HK$2.45M | +122.7% 14.6y · 8.0%/yr |
| 2009-07-09 | HK$1.10M | +12.2% |
| 2009-06-16 | HK$980K | +14.0% |
| 2009-01-15 | HK$860K | +4.9% |
| 2008-12-02 | HK$820K | +148.5% |
| 2003-08-28 | HK$330K | −64.9% |
| 1996-10-12 | HK$940K | +14.6% |
| 1996-07-31 | HK$820K | — |