▼ 0.50% · 3.625%
HK$5,710
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$180/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$370/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,523
−HK$173/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$353/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$198/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$406/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,988
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$191/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,754
+HK$388/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,852
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,066
−HK$216/mo
Today · 4.125%
HK$7,282
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$443/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$14,564/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,623
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,828
−HK$207/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,459
+HK$424/mo
Deposit HK$1.00M · loan HK$1.50M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,423
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,654
−HK$235/mo
Today · 4.125%
HK$7,889
baseline
▲ 0.50% · 4.625%
HK$8,369
+HK$480/mo
Deposit HK$876K · loan HK$1.63M · min. income ≈ HK$15,778/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,259
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,480
−HK$225/mo
Today · 4.125%
HK$8,705
baseline
▲ 0.50% · 4.625%
HK$9,164
+HK$459/mo
Deposit HK$876K · loan HK$1.63M · min. income ≈ HK$17,410/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,994
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,243
−HK$253/mo
Today · 4.125%
HK$8,496
baseline
▲ 0.50% · 4.625%
HK$9,013
+HK$517/mo
Deposit HK$751K · loan HK$1.75M · min. income ≈ HK$16,992/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,894
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,132
−HK$242/mo
Today · 4.125%
HK$9,374
baseline
▲ 0.50% · 4.625%
HK$9,868
+HK$494/mo
Deposit HK$751K · loan HK$1.75M · min. income ≈ HK$18,748/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,566
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,832
−HK$271/mo
Today · 4.125%
HK$9,103
baseline
▲ 0.50% · 4.625%
HK$9,657
+HK$554/mo
Deposit HK$626K · loan HK$1.88M · min. income ≈ HK$18,206/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,529
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,785
−HK$259/mo
Today · 4.125%
HK$10,044
baseline
▲ 0.50% · 4.625%
HK$10,573
+HK$529/mo
Deposit HK$626K · loan HK$1.88M · min. income ≈ HK$20,088/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,137
−HK$572/mo
▼ 0.25% · 3.875%
HK$9,421
−HK$288/mo
Today · 4.125%
HK$9,709
baseline
▲ 0.50% · 4.625%
HK$10,300
+HK$591/mo
Deposit HK$501K · loan HK$2.00M · min. income ≈ HK$19,418/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,164
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,437
−HK$276/mo
Today · 4.125%
HK$10,713
baseline
▲ 0.50% · 4.625%
HK$11,278
+HK$565/mo
Deposit HK$501K · loan HK$2.00M · min. income ≈ HK$21,426/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,708
−HK$608/mo
▼ 0.25% · 3.875%
HK$10,010
−HK$306/mo
Today · 4.125%
HK$10,316
baseline
▲ 0.50% · 4.625%
HK$10,944
+HK$628/mo
Deposit HK$376K · loan HK$2.13M · min. income ≈ HK$20,632/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,800
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,089
−HK$294/mo
Today · 4.125%
HK$11,383
baseline
▲ 0.50% · 4.625%
HK$11,983
+HK$600/mo
Deposit HK$376K · loan HK$2.13M · min. income ≈ HK$22,766/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,279
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,598
−HK$325/mo
Today · 4.125%
HK$10,923
baseline
▲ 0.50% · 4.625%
HK$11,588
+HK$665/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,846/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,435
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,742
−HK$311/mo
Today · 4.125%
HK$12,053
baseline
▲ 0.50% · 4.625%
HK$12,688
+HK$635/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$24,106/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).