▼ 0.50% · 3.625%
HK$7,488
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,721
−HK$237/mo
Today · 4.125%
HK$7,958
baseline
▲ 0.50% · 4.625%
HK$8,442
+HK$484/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$15,916/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,331
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,554
−HK$227/mo
Today · 4.125%
HK$8,781
baseline
▲ 0.50% · 4.625%
HK$9,244
+HK$463/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$17,562/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,237
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,494
−HK$260/mo
Today · 4.125%
HK$8,754
baseline
▲ 0.50% · 4.625%
HK$9,287
+HK$533/mo
Deposit HK$1.48M · loan HK$1.81M · min. income ≈ HK$17,508/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,164
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,410
−HK$249/mo
Today · 4.125%
HK$9,659
baseline
▲ 0.50% · 4.625%
HK$10,168
+HK$509/mo
Deposit HK$1.48M · loan HK$1.81M · min. income ≈ HK$19,318/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,986
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,266
−HK$284/mo
Today · 4.125%
HK$9,550
baseline
▲ 0.50% · 4.625%
HK$10,131
+HK$581/mo
Deposit HK$1.31M · loan HK$1.97M · min. income ≈ HK$19,100/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,997
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,265
−HK$272/mo
Today · 4.125%
HK$10,537
baseline
▲ 0.50% · 4.625%
HK$11,093
+HK$556/mo
Deposit HK$1.31M · loan HK$1.97M · min. income ≈ HK$21,074/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,735
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,038
−HK$307/mo
Today · 4.125%
HK$10,345
baseline
▲ 0.50% · 4.625%
HK$10,975
+HK$630/mo
Deposit HK$1.15M · loan HK$2.13M · min. income ≈ HK$20,690/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,830
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,121
−HK$294/mo
Today · 4.125%
HK$11,415
baseline
▲ 0.50% · 4.625%
HK$12,017
+HK$602/mo
Deposit HK$1.15M · loan HK$2.13M · min. income ≈ HK$22,830/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,484
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,810
−HK$331/mo
Today · 4.125%
HK$11,141
baseline
▲ 0.50% · 4.625%
HK$11,819
+HK$678/mo
Deposit HK$985K · loan HK$2.30M · min. income ≈ HK$22,282/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,663
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,976
−HK$317/mo
Today · 4.125%
HK$12,293
baseline
▲ 0.50% · 4.625%
HK$12,941
+HK$648/mo
Deposit HK$985K · loan HK$2.30M · min. income ≈ HK$24,586/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,233
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,582
−HK$355/mo
Today · 4.125%
HK$11,937
baseline
▲ 0.50% · 4.625%
HK$12,663
+HK$726/mo
Deposit HK$821K · loan HK$2.46M · min. income ≈ HK$23,874/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,496
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,831
−HK$340/mo
Today · 4.125%
HK$13,171
baseline
▲ 0.50% · 4.625%
HK$13,866
+HK$695/mo
Deposit HK$821K · loan HK$2.46M · min. income ≈ HK$26,342/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,982
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,354
−HK$379/mo
Today · 4.125%
HK$12,733
baseline
▲ 0.50% · 4.625%
HK$13,508
+HK$775/mo
Deposit HK$657K · loan HK$2.63M · min. income ≈ HK$25,466/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,329
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,687
−HK$363/mo
Today · 4.125%
HK$14,050
baseline
▲ 0.50% · 4.625%
HK$14,790
+HK$740/mo
Deposit HK$657K · loan HK$2.63M · min. income ≈ HK$28,100/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,730
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,126
−HK$403/mo
Today · 4.125%
HK$13,529
baseline
▲ 0.50% · 4.625%
HK$14,352
+HK$823/mo
Deposit HK$493K · loan HK$2.79M · min. income ≈ HK$27,058/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,162
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,542
−HK$386/mo
Today · 4.125%
HK$14,928
baseline
▲ 0.50% · 4.625%
HK$15,714
+HK$786/mo
Deposit HK$493K · loan HK$2.79M · min. income ≈ HK$29,856/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,479
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,899
−HK$426/mo
Today · 4.125%
HK$14,325
baseline
▲ 0.50% · 4.625%
HK$15,196
+HK$871/mo
Deposit HK$328K · loan HK$2.96M · min. income ≈ HK$28,650/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,996
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,398
−HK$408/mo
Today · 4.125%
HK$15,806
baseline
▲ 0.50% · 4.625%
HK$16,639
+HK$833/mo
Deposit HK$328K · loan HK$2.96M · min. income ≈ HK$31,612/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).