▼ 0.50% · 3.625%
HK$7,496
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,730
−HK$237/mo
Today · 4.125%
HK$7,967
baseline
▲ 0.50% · 4.625%
HK$8,451
+HK$484/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$15,934/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,340
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,563
−HK$227/mo
Today · 4.125%
HK$8,790
baseline
▲ 0.50% · 4.625%
HK$9,254
+HK$464/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$17,580/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,246
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,503
−HK$260/mo
Today · 4.125%
HK$8,763
baseline
▲ 0.50% · 4.625%
HK$9,296
+HK$533/mo
Deposit HK$1.48M · loan HK$1.81M · min. income ≈ HK$17,526/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,174
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,420
−HK$249/mo
Today · 4.125%
HK$9,669
baseline
▲ 0.50% · 4.625%
HK$10,179
+HK$510/mo
Deposit HK$1.48M · loan HK$1.81M · min. income ≈ HK$19,338/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,996
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,276
−HK$284/mo
Today · 4.125%
HK$9,560
baseline
▲ 0.50% · 4.625%
HK$10,141
+HK$581/mo
Deposit HK$1.32M · loan HK$1.97M · min. income ≈ HK$19,120/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,008
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,276
−HK$272/mo
Today · 4.125%
HK$10,548
baseline
▲ 0.50% · 4.625%
HK$11,104
+HK$556/mo
Deposit HK$1.32M · loan HK$1.97M · min. income ≈ HK$21,096/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,745
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,048
−HK$308/mo
Today · 4.125%
HK$10,356
baseline
▲ 0.50% · 4.625%
HK$10,987
+HK$631/mo
Deposit HK$1.15M · loan HK$2.14M · min. income ≈ HK$20,712/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,842
−HK$585/mo
▼ 0.25% · 3.875%
HK$11,132
−HK$295/mo
Today · 4.125%
HK$11,427
baseline
▲ 0.50% · 4.625%
HK$12,030
+HK$603/mo
Deposit HK$1.15M · loan HK$2.14M · min. income ≈ HK$22,854/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,495
−HK$658/mo
▼ 0.25% · 3.875%
HK$10,821
−HK$332/mo
Today · 4.125%
HK$11,153
baseline
▲ 0.50% · 4.625%
HK$11,832
+HK$679/mo
Deposit HK$986K · loan HK$2.30M · min. income ≈ HK$22,306/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,676
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,989
−HK$317/mo
Today · 4.125%
HK$12,306
baseline
▲ 0.50% · 4.625%
HK$12,955
+HK$649/mo
Deposit HK$986K · loan HK$2.30M · min. income ≈ HK$24,612/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,245
−HK$705/mo
▼ 0.25% · 3.875%
HK$11,594
−HK$356/mo
Today · 4.125%
HK$11,950
baseline
▲ 0.50% · 4.625%
HK$12,677
+HK$727/mo
Deposit HK$822K · loan HK$2.47M · min. income ≈ HK$23,900/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,510
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,845
−HK$340/mo
Today · 4.125%
HK$13,185
baseline
▲ 0.50% · 4.625%
HK$13,880
+HK$695/mo
Deposit HK$822K · loan HK$2.47M · min. income ≈ HK$26,370/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,994
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,367
−HK$379/mo
Today · 4.125%
HK$12,746
baseline
▲ 0.50% · 4.625%
HK$13,522
+HK$776/mo
Deposit HK$658K · loan HK$2.63M · min. income ≈ HK$25,492/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,343
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,701
−HK$363/mo
Today · 4.125%
HK$14,064
baseline
▲ 0.50% · 4.625%
HK$14,806
+HK$742/mo
Deposit HK$658K · loan HK$2.63M · min. income ≈ HK$28,128/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,744
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,140
−HK$403/mo
Today · 4.125%
HK$13,543
baseline
▲ 0.50% · 4.625%
HK$14,367
+HK$824/mo
Deposit HK$493K · loan HK$2.79M · min. income ≈ HK$27,086/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,177
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,558
−HK$385/mo
Today · 4.125%
HK$14,943
baseline
▲ 0.50% · 4.625%
HK$15,731
+HK$788/mo
Deposit HK$493K · loan HK$2.79M · min. income ≈ HK$29,886/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,494
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,913
−HK$427/mo
Today · 4.125%
HK$14,340
baseline
▲ 0.50% · 4.625%
HK$15,212
+HK$872/mo
Deposit HK$329K · loan HK$2.96M · min. income ≈ HK$28,680/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,011
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,414
−HK$408/mo
Today · 4.125%
HK$15,822
baseline
▲ 0.50% · 4.625%
HK$16,656
+HK$834/mo
Deposit HK$329K · loan HK$2.96M · min. income ≈ HK$31,644/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).