▼ 0.50% · 3.625%
HK$15,702
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,190
−HK$496/mo
Today · 4.125%
HK$16,686
baseline
▲ 0.50% · 4.625%
HK$17,702
+HK$1,016/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,372/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,468
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,936
−HK$476/mo
Today · 4.125%
HK$18,412
baseline
▲ 0.50% · 4.625%
HK$19,382
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,824/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,272
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,809
−HK$546/mo
Today · 4.125%
HK$18,355
baseline
▲ 0.50% · 4.625%
HK$19,472
+HK$1,117/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,710/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,215
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$523/mo
Today · 4.125%
HK$20,253
baseline
▲ 0.50% · 4.625%
HK$21,320
+HK$1,067/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,506/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,842
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,428
−HK$596/mo
Today · 4.125%
HK$20,024
baseline
▲ 0.50% · 4.625%
HK$21,242
+HK$1,218/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,048/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,962
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,524
−HK$570/mo
Today · 4.125%
HK$22,094
baseline
▲ 0.50% · 4.625%
HK$23,259
+HK$1,165/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,188/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,412
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,047
−HK$645/mo
Today · 4.125%
HK$21,692
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,320/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,384/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,708
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$618/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,262/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,982
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,666
−HK$695/mo
Today · 4.125%
HK$23,361
baseline
▲ 0.50% · 4.625%
HK$24,782
+HK$1,421/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,722/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,455
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$665/mo
Today · 4.125%
HK$25,776
baseline
▲ 0.50% · 4.625%
HK$27,135
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,552/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,553
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,285
−HK$745/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,552
+HK$1,522/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,202
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,905
−HK$713/mo
Today · 4.125%
HK$27,618
baseline
▲ 0.50% · 4.625%
HK$29,073
+HK$1,455/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$55,236/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,123
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,904
−HK$794/mo
Today · 4.125%
HK$26,698
baseline
▲ 0.50% · 4.625%
HK$28,323
+HK$1,625/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,396/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,949
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,698
−HK$761/mo
Today · 4.125%
HK$29,459
baseline
▲ 0.50% · 4.625%
HK$31,012
+HK$1,553/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,918/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,693
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,523
−HK$844/mo
Today · 4.125%
HK$28,367
baseline
▲ 0.50% · 4.625%
HK$30,093
+HK$1,726/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$56,734/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$808/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,650/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,263
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,142
−HK$893/mo
Today · 4.125%
HK$30,035
baseline
▲ 0.50% · 4.625%
HK$31,863
+HK$1,828/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,070/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,442
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$855/mo
Today · 4.125%
HK$33,141
baseline
▲ 0.50% · 4.625%
HK$34,888
+HK$1,747/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,282/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,579 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).