▼ 0.50% · 3.625%
HK$20,841
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,489
−HK$659/mo
Today · 4.125%
HK$22,148
baseline
▲ 0.50% · 4.625%
HK$23,496
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,186
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$631/mo
Today · 4.125%
HK$24,438
baseline
▲ 0.50% · 4.625%
HK$25,726
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,876/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,638
−HK$725/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,845
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,504
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,188
−HK$694/mo
Today · 4.125%
HK$26,882
baseline
▲ 0.50% · 4.625%
HK$28,299
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,764/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,009
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,787
−HK$791/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,195
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$757/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$30,872
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,936
−HK$857/mo
Today · 4.125%
HK$28,793
baseline
▲ 0.50% · 4.625%
HK$30,545
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,586/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,141
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,950
−HK$820/mo
Today · 4.125%
HK$31,770
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,540/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,178
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,085
−HK$922/mo
Today · 4.125%
HK$31,007
baseline
▲ 0.50% · 4.625%
HK$32,894
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,014/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,460
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$884/mo
Today · 4.125%
HK$34,214
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,428/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,262
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,234
−HK$988/mo
Today · 4.125%
HK$33,222
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$2,022/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,444/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,711
−HK$946/mo
Today · 4.125%
HK$36,657
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$1,933/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,314/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,346
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,383
−HK$1,054/mo
Today · 4.125%
HK$35,437
baseline
▲ 0.50% · 4.625%
HK$37,593
+HK$2,156/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,874/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,097
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,092
−HK$1,009/mo
Today · 4.125%
HK$39,101
baseline
▲ 0.50% · 4.625%
HK$41,162
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,202/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,430
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,532
−HK$1,120/mo
Today · 4.125%
HK$37,652
baseline
▲ 0.50% · 4.625%
HK$39,943
+HK$2,291/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,304/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,416
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,473
−HK$1,072/mo
Today · 4.125%
HK$41,545
baseline
▲ 0.50% · 4.625%
HK$43,735
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,090/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,514
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,681
−HK$1,186/mo
Today · 4.125%
HK$39,867
baseline
▲ 0.50% · 4.625%
HK$42,292
+HK$2,425/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,734/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,734
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,853
−HK$1,136/mo
Today · 4.125%
HK$43,989
baseline
▲ 0.50% · 4.625%
HK$46,308
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,978/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).