▼ 0.50% · 3.625%
HK$18,443
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,017
−HK$583/mo
Today · 4.125%
HK$19,600
baseline
▲ 0.50% · 4.625%
HK$20,792
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,200/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,518
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,068
−HK$558/mo
Today · 4.125%
HK$21,626
baseline
▲ 0.50% · 4.625%
HK$22,766
+HK$1,140/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,252/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,287
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,918
−HK$642/mo
Today · 4.125%
HK$21,560
baseline
▲ 0.50% · 4.625%
HK$22,871
+HK$1,311/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,120/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,570
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,175
−HK$614/mo
Today · 4.125%
HK$23,789
baseline
▲ 0.50% · 4.625%
HK$25,043
+HK$1,254/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,578/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,132
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,820
−HK$700/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,951
+HK$1,431/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,621
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$669/mo
Today · 4.125%
HK$25,951
baseline
▲ 0.50% · 4.625%
HK$27,319
+HK$1,368/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$51,902/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,976
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,722
−HK$757/mo
Today · 4.125%
HK$25,479
baseline
▲ 0.50% · 4.625%
HK$27,030
+HK$1,551/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,958/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,673
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,388
−HK$726/mo
Today · 4.125%
HK$28,114
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,482/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,228/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,820
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,623
−HK$816/mo
Today · 4.125%
HK$27,439
baseline
▲ 0.50% · 4.625%
HK$29,109
+HK$1,670/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,878/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,725
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,495
−HK$782/mo
Today · 4.125%
HK$30,277
baseline
▲ 0.50% · 4.625%
HK$31,873
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,554/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,665
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,525
−HK$874/mo
Today · 4.125%
HK$29,399
baseline
▲ 0.50% · 4.625%
HK$31,188
+HK$1,789/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,798/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,777
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,602
−HK$837/mo
Today · 4.125%
HK$32,439
baseline
▲ 0.50% · 4.625%
HK$34,149
+HK$1,710/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,878/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,427
−HK$932/mo
Today · 4.125%
HK$31,359
baseline
▲ 0.50% · 4.625%
HK$33,268
+HK$1,909/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,718/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,828
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,709
−HK$893/mo
Today · 4.125%
HK$34,602
baseline
▲ 0.50% · 4.625%
HK$36,426
+HK$1,824/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,204/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,353
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$991/mo
Today · 4.125%
HK$33,319
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$2,028/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,638/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,880
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,816
−HK$949/mo
Today · 4.125%
HK$36,765
baseline
▲ 0.50% · 4.625%
HK$38,703
+HK$1,938/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,530/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,198
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,230
−HK$1,049/mo
Today · 4.125%
HK$35,279
baseline
▲ 0.50% · 4.625%
HK$37,426
+HK$2,147/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,558/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,932
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,922
−HK$1,005/mo
Today · 4.125%
HK$38,927
baseline
▲ 0.50% · 4.625%
HK$40,979
+HK$2,052/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,854/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).