▼ 0.50% · 3.625%
HK$20,933
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,584
−HK$662/mo
Today · 4.125%
HK$22,246
baseline
▲ 0.50% · 4.625%
HK$23,599
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,492/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,912
−HK$634/mo
Today · 4.125%
HK$24,546
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,092/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,026
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,742
−HK$728/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,959
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,616
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$697/mo
Today · 4.125%
HK$27,000
baseline
▲ 0.50% · 4.625%
HK$28,424
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,000/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,119
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,901
−HK$794/mo
Today · 4.125%
HK$26,695
baseline
▲ 0.50% · 4.625%
HK$28,319
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,390/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,945
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,695
−HK$760/mo
Today · 4.125%
HK$29,455
baseline
▲ 0.50% · 4.625%
HK$31,007
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,910/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,213
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,059
−HK$860/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,274
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$823/mo
Today · 4.125%
HK$31,909
baseline
▲ 0.50% · 4.625%
HK$33,591
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,818/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,306
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,218
−HK$926/mo
Today · 4.125%
HK$31,144
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,288/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,603
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,477
−HK$887/mo
Today · 4.125%
HK$34,364
baseline
▲ 0.50% · 4.625%
HK$36,175
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,728/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,399
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,376
−HK$992/mo
Today · 4.125%
HK$33,368
baseline
▲ 0.50% · 4.625%
HK$35,399
+HK$2,031/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,736/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,931
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,868
−HK$951/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$38,759
+HK$1,940/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,493
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,534
−HK$1,059/mo
Today · 4.125%
HK$35,593
baseline
▲ 0.50% · 4.625%
HK$37,759
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,186/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,260
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,259
−HK$1,014/mo
Today · 4.125%
HK$39,273
baseline
▲ 0.50% · 4.625%
HK$41,343
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,546/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,586
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,693
−HK$1,124/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$40,118
+HK$2,301/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,589
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,651
−HK$1,077/mo
Today · 4.125%
HK$41,728
baseline
▲ 0.50% · 4.625%
HK$43,927
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,456/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,679
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,851
−HK$1,191/mo
Today · 4.125%
HK$40,042
baseline
▲ 0.50% · 4.625%
HK$42,478
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,084/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,918
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,042
−HK$1,140/mo
Today · 4.125%
HK$44,182
baseline
▲ 0.50% · 4.625%
HK$46,511
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,364/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,005 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).