14/F B

Central and Western District · Hong Kong Island

Switch unit

Floor

6/F B 1,705 ft² 7/F A 1,705 ft² 7/F B 1,705 ft² 8/F A 1,705 ft² 8/F B 1,705 ft² 9/F A 1,705 ft² 9/F B 1,705 ft² 10/F A 1,705 ft² 10/F B 1,705 ft² 11/F B 1,705 ft² 12/F A 1,705 ft² 12/F B 1,705 ft² 13/F A 1,705 ft² 13/F B 1,705 ft² 14/F A 1,705 ft² 14/F B 1,705 ft² 15/F A 1,705 ft² 15/F B 1,705 ft² 16/F A 1,705 ft² 16/F B 1,705 ft² 17/F A 1,705 ft² 17/F B 1,705 ft² 18/F A 1,705 ft² 18/F B 1,705 ft² 19/F A 1,705 ft² 19/F B 1,705 ft² 20/F A 1,705 ft² 20/F B 1,705 ft² 21/F A 1,705 ft² 21/F B 1,705 ft² 22/F A 1,705 ft² 22/F B 1,705 ft² 24/F B 1,705 ft² 25/F A 1,705 ft² 25/F B 1,705 ft² 26/F B 2,932 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$38.00M

≈ HK$22,290 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.40M, with repayments around HK$128,929/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$121,321

−HK$7,608/mo

▼ 0.25% · 3.875%

HK$125,095

−HK$3,834/mo

Today · 4.125%

HK$128,929

baseline

▲ 0.50% · 4.625%

HK$136,774

+HK$7,845/mo

Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,858/mo (50% DSR)

Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,155 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Central Station

≈ 8 min walk · 633 m

Education

schools within 1 km (10 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 14/F
Flat: B
Saleable Area: 1,705 Saleable ft²
Gross Area: 2,316 ft²
Efficiency: 74%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-06-26	HK$34.18M	+55.4%	HK$20,047	HK$14,758
2009-05-08	HK$22.00M	+131.6%	HK$12,903	HK$9,499
2004-02-03	HK$9.50M	−52.0%	HK$5,572	HK$4,102
1997-05-07	HK$19.80M	—	HK$11,613	HK$8,549