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Crescira AVM · estimated value ● Medium confidence
HK$40.27M
≈ HK$23,620 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.08M, with repayments around HK$136,626/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$128,564
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,563
−HK$4,063/mo
Today · 4.125%
HK$136,626
baseline
▲ 0.50% · 4.625%
HK$144,939
+HK$8,313/mo

Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,252/mo (50% DSR)

Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,572 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
A
Saleable Area
1,705 ft²
Gross Area
2,316 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2022-05-24 HK$48.50M +49.7%
5.5y
2016-11-03 HK$32.40M +113.2%
10.3y
2006-07-20 HK$15.20M +1.3%
1.5y
2004-12-15 HK$15.00M +30.4%
7.8y
2004-03-06 HK$11.50M −44.2%
7.0y
1997-03-15 HK$20.60M +60.9%
1.0y
1996-03-15 HK$12.80M +11.3%
1995-12-19 HK$11.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 661 m
Education
28
schools within 1 km (10 within 500 m)
Daily convenience
56
within 1 km (11 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building