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Crescira AVM · estimated value ● Medium confidence
HK$37.54M
≈ HK$22,015 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.26M, with repayments around HK$127,341/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$119,827
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,554
−HK$3,787/mo
Today · 4.125%
HK$127,341
baseline
▲ 0.50% · 4.625%
HK$135,090
+HK$7,749/mo

Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,682/mo (50% DSR)

Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,263 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
1,705 ft²
Gross Area
2,316 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2011-02-16 HK$30.00M +69.0%
3.2y
2007-11-19 HK$17.75M +10.9%
9.5y
1998-05-27 HK$16.00M +12.0%
1.5y
1996-11-20 HK$14.28M +26.5%
1.0y
1995-11-23 HK$11.29M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 661 m
Education
28
schools within 1 km (10 within 500 m)
Daily convenience
56
within 1 km (11 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building