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Crescira AVM · estimated value Medium confidence
HK$35.14M
≈ HK$20,610 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.54M, with repayments around HK$119,217/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$112,183
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,672
−HK$3,545/mo
Today · 4.125%
HK$119,217
baseline
▲ 0.50% · 4.625%
HK$126,472
+HK$7,255/mo

Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,434/mo (50% DSR)

Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,492 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
1,705 ft²
Gross Area
2,316 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2009-10-23 HK$26.75M +59.2%
2006-12-07 HK$16.80M +14.4%
2006-03-16 HK$14.68M +37.2%
2001-01-18 HK$10.70M +7.0%
2000-09-16 HK$10.00M −35.5%
1997-02-11 HK$15.50M −10.4%
1997-01-30 HK$17.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 661 m
Education
28
schools within 1 km (10 within 500 m)
Daily convenience
56
within 1 km (11 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com