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Crescira AVM · estimated value Medium confidence
HK$40.20M
≈ HK$23,579 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.06M, with repayments around HK$136,390/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$128,342
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,334
−HK$4,056/mo
Today · 4.125%
HK$136,390
baseline
▲ 0.50% · 4.625%
HK$144,689
+HK$8,299/mo

Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$272,780/mo (50% DSR)

Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,618 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
1,705 ft²
Gross Area
2,314 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2010-02-01 HK$33.80M +160.0%
1999-05-04 HK$13.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 661 m
Education
28
schools within 1 km (10 within 500 m)
Daily convenience
56
within 1 km (11 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com